Insurance Implications

Impaired Drivers are considered “ HIGH RISK” drivers.

Drivers who are convicted of an impaired driving or drinking and driving offence will find that their insurance rates will go into “Facility Rating” and many insurance companies will cancel any insurance policy where the driver has been convicted of an Impaired Driving/DWI offence.

Facility Rated insurance means high risk insurance premiums can be over ten thousand ($10,000) dollars per year for at least five years!

If the incident involves a motor vehicle accident insurance companies may refuse to pay for any of the damages to the accused’s motor vehicle.

Any insurance policy or accident claim will be VOID whereupon the vehicle was found to be used in an illegal act of Impaired Driving

When a vehicle is involved in a motor vehicle collision and the driver is charged with a impaired driving or drinking and driving offence, the insurance company is not responsible for any damages, nor will they pay any claims for damages.

An insurance company may also consider suing the accused for any claims made for damages to another person’s vehicle and or any property damage.

Could this happen to you call OTT Legal to discuss your case free of charge?

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