Red Light Traffic Tickets - Insurance implications
As well as the demerit points implications, any insurance company will consider a red light traffic ticket as a serious offence. Insurance companies perceive that a conviction for disobeying a red traffic signal means:
"the driver is driving through intersections on a red traffic signals, the driver does not follow the rules of the road, and the likelihood of the driver being involved in an accident is higher".
A conviction for a Red light/Amber light violation stays on a driving record for three years from the date of the offence and can dramatically affect insurance rates. If there is an accident involved the period can be up to six (6) years.
Insurance companies base an insurance policy on "their risk" of having to pay out on a claim. If you pay the traffic ticket, plead guilty or are convicted of a red light traffic ticket, this can affect your insurance rates for years.
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Trials for red light traffic violations are fought on legal technicalities, and to have the best chance of winning
call OTT Legal to discuss your driving ticket with one of our former police officers and/or licenced paralegals.
OTT Legal has paralegals and former police officers on staff trained in traffic tickets and accident investigation. OTT Legal has one of the highest success rates for fighting traffic tickets in Ontario.OTT Legal's court agents are licensed by the Law Society of Upper Canada, and we ensure that your ticket receives the individual attention and priority necessary to win your case. For each case we obtain the officers notes (disclosure). We then investigate all legal procedures to have your traffic ticket dismissed. When your case comes to court our experts work to have your charge dropped entirely.
More information about Red Light Traffic Tickets;
