Insurance companies find out about a speeding ticket when;
- The driver doesn’t fight the ticket,
- the driver pays the ticket, or
- the driver is found guilty after the court.
No one (not the police or courts) contacts insurance companies to tell them about a speeding ticket.
Only after a court date or the driver pays the ticket is the Ministry of Transportation notified.
The insurance companies have to apply to the Ministry of Transport to see a driving record. The Ministry does not automatically send the information.
Speeding ticket tip: It is better insurance wise to be found guilty after a trial date, than by paying the ticket within the first fifteen (15) days. If the trial date is past the yearly renewal date, the ticket is kept off the insurance for a year. Thereby saving your insurance for one year.