If you have received a speeding ticket drivers should fight the ticket keep help keep insurance rates low. Insurance companies find out about a speeding ticket when;
- the driver pays the ticket, or
- the driver doesn’t fight the ticket,
- the driver is found guilty after the court.
No one (not the police or courts) contacts insurance companies to tell them about a speeding ticket. Only after a court date or when the driver pays the ticket is the Ministry of Transportation notified.
The insurance companies have to apply to the Ministry of Transport to see a driving record. The Ministry does not automatically send the information to the insurance.
Speeding ticket tip: It is better insurance wise to be found guilty after a trial date, than by paying the ticket within the first fifteen (15) days. If the trial date is past the yearly renewal date, the ticket maybe kept off the insurance for a year, thereby possibly saving your insurance for up to one year.