Is It Worth Fighting?

Is It Worth Fighting a Speeding Ticket?

The facts about the long term and short term effects of speeding tickets.

Why Dispute Your Speeding Ticket

Speeding and InsuranceWe fight speeding tickets because:

A speeding ticket on your driving record can affect your insurance costs for three (3) years or more.  While waiting to fight the ticket, demerit points are not applied, nor is the insurance notified of the ticket.

Demerit Points

All speeding tickets for more than 15km/h have demerit points.

  • 0-15 km/h no demerit points
  • 16-29 km/h – three (3) demerit points
  • 30-49 km/h – four (4) demerits points
  • 50 km/h+ –  six (6) demerit points and a possible thirty (30) day licence suspension

The accumulation of demerit points can lead to licence suspensions and insurance increases.

Novice Drivers – Suspensions

Where a novice driver receives any speeding ticket for more that 29km/h over the limit, there is a mandatory thirty (30) day licence suspension.

  • Speeding more than 29km/h – thirty (30) day licence suspension
  • Speeding more than 49km/h – possible six (6) month suspension
  • accumulate six (6) or more demerit points – thirty (30) day licence suspension

As a novice driver, you dispute any speeding tickets to:

  • save your points,
  • avoid a suspension and
  • reduce or avoid any insurance implications,
  • even just reducing the ticket can help to avoid a licence suspension.

Any licence suspension will dramatically affect insurance rates for three (3) or more years.

Give us a call today to discuss your ticket with a former police officer or licensed paralegal by contacting the office in your area >

I was very skeptical at first, but I got to admit, they’re the best team of traffic ticket paralegals you could have on your side. Very professional and dependable. I highly recommend them.
Danish Boyce
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Insurance Implications

Insurance companies look at the number of convictions you have received, not demerit points.

Why Fight Speeding TicketsConvictions on your driving record are categorized by the insurance as;

  • minor, speeding tickets under 49km/h
  • major, speeding tickets over 50km/h and
  • criminal, criminal charges, like Dangerous Driving

Some companies don’t penalize you for your first speeding ticket but others may raise your rates right away.

When applying for insurance, the difference between applying with a clean driving record and a driving record with one traffic ticket can be as much as a four hundred (400) dollars difference.

For someone with two (2) speeding tickets, the difference may be up to one thousand (1000) dollars.  Read more about insurance and speeding tickets >>

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