The driver was involved in a minor rear end accident in the City of Toronto.
The vehicle in front of him came to a sudden stop at a traffic light and the driver was unable to stop his vehicle without hitting the back of the car.
The damage in the accident was minor and tow trucks were not needed for the vehicles. The other driver complained that his back was sore, the police and ambulance attended at the scene.
The ambulance suggested that the driver go to the hospital and get checked out, which he did and was released.
The police came to the accident and the officer told the drivers that because of the reported minor injury that an accident report had to be made out, and that he was obligated to give him a ticket for Careless Driving.
The driver did not fight the careless driving ticket but took responsibility for the accident and paid the ticket thinking that would be the end of the matter.
Subsequently, the driver received a letter from his insurance company. The letter told the driver that the insurance company was canceling the insurance policy because of the Careless Driving conviction.
Upon looking for a new insurance company, the driver found out that every insurance company considered the careless driving conviction a “major conviction”. Each insurance company wanted high rates to insure the driver for the three years that the conviction was on his record.
With any Careless Driving ticket you must treat the charge very seriously, and seek expert help in ensuring that you are properly represented at traffic court.
If you represent yourself and anything goes wrong, you will have an insurance problem where your rates will increase thousands of dollars per year.
Call OTT Legal Services to get the experts working for you.