A G2 licence is the second stage in Ontario’s three-level licensing system for novice drivers. With this licence, G2 drivers must adhere to strict conditions as any violation can result in serious consequences.
Ontario G2 drivers who violate the licensing conditions are subject to a range of penalties, including:
- Increased fines
- Vehicle seizures by police
- Drivers licence suspensions
- High insurance costs
When setting insurance rates for G2 drivers, insurance companies consider the driver’s record, including:
- Any traffic tickets: Insurance providers review all traffic violations, even minor tickets, which can increase rates due to the added risk associated with novice drivers.
- Traffic accidents: Any accidents, whether minor or major, have a significant impact on rates. For G2 drivers, even a small at-fault accident can lead to high insurance premiums.
- Licence suspensions: A licence suspension on a G2 driver’s record dramatically affects insurance rates, as it signals a severe violation of driving regulations, making the driver a high-risk client.
Insurance companies take all these factors into account when calculating the overall insurance fees for G2 drivers. If the ticket has been paid and you have received a suspension notice, contact our offices to discuss an appeal >>>