The speeding ticket was dropped at the roadside to speeding 15 over the limit, the fine is only fifty dollars. Why shouldn’t I just pay it and forget about it?
Many inexperienced officers may believe if they drop the ticket to no points that you’ll pay it, saving them appearing in traffic court…
About 15km/h over and Insurance
Speeding tickets for 15 over the limit will affect your insurance.
Just because the ticket does not have demerit points, doesn’t mean that it will not affect insurance.
The insurance companies do not care about convictions for traffic tickets not demerit points. Where a driver pays a 15 over speeding ticket the ticket goes on the drivers abstract and insurance for three (3) years.
The insurance company sees any convictions for traffic tickets as a risk factor. Where a driver has convictions for speeding regardless of the speed, the conviction goes on the insurance.
Fighting 15 over Speeding Tickets
Experienced police officers do not usually issue fifteen (15) over speeding tickets, it is a sign of a junior police officer.
As a result over fifty (50) percent of these tickets are dismissed for one reason or another in traffic court, reasons such as:
- the officer is inexperienced
- the officer made a mistake in the reading
- the officer doesn’t like going to court and hope by dropping the ticket you’ll pay it
- the prosecutor doesn’t want to proceed on such a minor offence
- the prosecutor believes the officers evidence is weak
As well junior or rookie police officers are sometimes unsure or reluctant to issue speeding tickets and subsequently do not want to appear in traffic court.
Traffic court for many police officers is intimidating. Sometimes officers reduce the speed hoping that because there are no demerits and only a fifty (50) dollar fine the driver will just pay it.
Inexperienced officers may believe if they drop the ticket to no points that you’ll pay it.
We have heard of officers telling drivers, “there’s no points, it’s just a fine, it won’t affect your insurance”, nothing could be more misleading.
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